The economic turning point has arrived. Where are the opportunities for ordinary people to make money?

The turning point of China's economic transformation has arrived. This is an inevitable rule, and the epidemic has accelerated both elimination and innovation. Drawing on the development history of developed countries, my country's economic model has just begun to undergo major changes in the past five years. How will the opportunities for us ordinary people to make money change?

If China's economic development is divided into two halves, then in the first half, wealth comes from the process of the country accumulating capital. In the first half of China's economy, dividend opportunities were only concentrated in the hands of a few people. The time is approximately from 2001, when it joined the WTO, to 2020. The process of a country accumulating capital is very necessary at the beginning of a country's development. Only when the country controls a large amount of capital can it stimulate economic development through various levers. What's more, if our country wants to catch up from behind in the world competition, without strong unified command, it will definitely not be able to achieve accelerated overtaking. As China's economy completes the process of capital accumulation, it brings secondary dividends, and those who seize the dividend opportunities control wealth opportunities.

The first major dividend is brought about by urbanization. In 2000, our urbanization rate in China was 36%, but do you know that by 2020, our cities will be like today. The urbanization rate is 63%. This means that in just 20 years, China has moved 340 million people from rural areas to cities. The influx of population has created a dividend period for China's commodity manufacturing and real estate industries, which we collectively call the demographic dividend period.

The second is the traffic dividend brought by the Internet industry. When the industrial foundation and infrastructure foundation reach a certain height, people can better study the commodity circulation link and change our traditional life model. For example, in the past few years, many Internet platforms have been born, including e-commerce transactions, transportation, catering retail, etc. The construction of these Internet platforms has greatly improved the operational efficiency of society. Bonus myths abound during this period.

When the three major "infrastructure" constructions of infrastructure, industrial foundation, and Internet services are completed, China has achieved primitive accumulation of capital. But in the era when this structure was established, development was relatively rough and order was incomplete. A person's success may not necessarily be related to his ability and contribution. As long as you are close enough to the powerful class, or are bold enough to play tricks, or use unscrupulous means, you will be able to achieve success quickly. Imitate and you will succeed. They all rely on social relationships and capital monopoly to make money. For example, if you buy a house in the city early, you can get the simplest way to increase your wealth. It is normal for property values ​​to rise by millions or even tens of millions.

In the second half of China's economy, the situation was different. When the social infrastructure gradually took shape, opportunities became more equal, and laws and regulations became more complete. Based on the Internet and big data, access to information is becoming more and more symmetrical, resources are becoming more and more transparent, there are fewer and fewer intermediate links, opportunities and channels are becoming more and more open, and there is no big threshold. Now there is no shortage of product function gaps, but the process value and content value of the product are provided to the right people, making the framework flesh and blood. Next is the era of intensive farming. You can only make good products and content in the fields you are good at, and use your business models and channels to make money. This is the theme of the second half: "The opportunity to make money is transformed from original capital to operational value"! < /p>

When survival satisfaction is improved, the diversification of life satisfaction becomes inevitable. Everyone has standards and interests for choosing a lifestyle. People will be willing to pay for knowledge, extra psychological satisfaction, and adrenaline stimulation. So this is the era of mainstream values ​​in the second half, and it is also the source of wealth variables, because everyone's value evaluation methods are ever-changing, and only those who are dedicated to value output will become the most valuable people, even if you are dealing with niche needs. On the contrary, the more personalized it is, the more life cycle it has. For example, niche private customization such as wake-up services, exclusive tea rooms, animal funerals, creative toys, etc. When we want to focus on business products, business content, business services, etc., rather than relying on shortcuts and opportunism. A healthy era is the best era. In an era where everyone is making products, content, and experiences, many detailed value areas will emerge. Maybe these details won't allow you to get explosive dividends, but they are enough to get rid of the pressure of being easily shuffled.

The competition between people ultimately lies in the battle between character and products. In the short term, it depends on policies, in the medium term, it depends on population, and in the long term, it depends on services. Therefore, the winner in the second half will come from the business people with personal values.