What investment and financial scams should you be careful about?

The Internet has brought "gold" to many people, but there are also many people who did not find the gold but were defrauded of the "gold". Every year, many financial investment scams are exposed. The amount of money defrauded by the victims varies from thousands of yuan to hundreds of millions. So, what are the investment and financial management scams in 2017, and how to prevent financial management scams?

What are the investment and financial management scams in 2017?

1. MLM. MLM is a common topic. Take the popular "Five Elements Coin MLM" in the past as an example. The price of Five Elements Coins is 5,000 yuan each, and you can get a commission of 2,500 yuan for each head you pull. The Five Elements Coin sales organization claims that the price of Five Elements Coins will increase five times every two or three months. The issuing company will give away new digital currencies as dividends. Participants will take the gifts and reinvest them. They will operate 5 times within a year, and the five elements will be added. Five out, calculated, the static income of the Five Elements Coin bought for 5,000 yuan can reach more than 4 million. What are the investment and financial management scams in 2017? MLM is the most common method.

How to prevent bank financing scams

2. "Financial mutual assistance" scam. What are the investment and financial management scams in 2017? Do you still remember "invest 60 yuan to 60,000 yuan, earn 1% daily interest, and withdraw cash after 15 days, with an annual income of 23 times, no handling fees..." I believe many people will be very excited when they see such income. The editor of Xicai seriously tells everyone that this is a complete scam. This kind of "financial mutual assistance" scam is essentially a pyramid scheme, but many investors know that this kind of "financial mutual assistance" is a scam and still insist on getting involved. These investors think that they will not be called "takeovers".

3. Securities financing scam. This type of scam mainly applies the illegal fund-raising model to securities financial management. Because of its simple operation and seemingly high returns, it has attracted many investors. But after the mask of the scam was torn away, all that was left was the bloody lesson of being deceived. Guomian Puhui Securities, China Securities Capital, Brandi, Zhongyi Financial Management, Zhongjin, Liubao Fund, and IGOFX are all securities financial management fund-raising scams.

4. Fund scam. The so-called fund disk refers to an online fund disk that has no hematopoietic function, demolishes the east wall to make up for the west wall, and uses the money from new members to pay to the previous members. In the capital disk scam model, those who enter early may be able to recover their capital or get some profits, but if they enter the capital disk scam late, they often lose all their money. Although many people know that the capital disk scam will result in nothing in the end, many people do not want to be the victim of the last one, so they continue to promote it and let more people join. However, when they first stepped into the capital disk scam, they themselves He is a victim himself.

5. Bank financial management fraud. For many people, banks are a symbol of safety, so buying bank financial products is a safer way to manage money. However, some bank staff take advantage of investors' trust in banks and sell financial products that do not belong to the bank itself. Get high commissions. As mentioned in "Revealing the Secret of How Fake Bank Financial Management Defrauded Customers of RMB 3 Billion That Shocked the Nation", the president of a certain bank defrauded customers of RMB 3 billion by using fake orders.