How to apply for house purchase subsidy and what conditions are required

The application and conditions for house purchase subsidy are as follows:

1. Proof of identity

To apply for a house purchase subsidy, the first thing that is essential is your identity certificate. You are required to bring your ID card and household registration book. Some areas may have additional requirements for temporary residence certificates for foreign residents. In order to avoid the inconvenience caused by multiple trips, it is recommended to bring all the documents that can prove your identity to ensure that there is no delay.

2. Urban residence certificate for farmers

The beneficiaries of the policy are farmers who have the intention to buy houses in the city and work in the city. Farmers can provide their employment certificate, house rental contract, community water and electricity bills and property fees, mailing address and name as much as possible. Prepare as many proofs of residence as possible in case your application encounters resistance.

3. Proof of urban salary income

Farmers working abroad must also provide relevant income certificates to prove that their capital income in the city is relatively stable and they have a certain ability to repay loans. . You only need to pull the salary slip from the bank and stamp it with the official seal of the company. There is no regulation on the amount of income, but it is still important to have a stable income.

4. Proof of house sales contract

This can be said to be impossible to forget. If you apply for a house purchase subsidy without even a minimum house sales contract, there will be no subsidy. Citizens will definitely get a house purchase contract after purchasing a house. If not, they can defend their rights. The purpose of providing such a certificate is to better protect the rights and interests of home buyers who apply for home purchase subsidies and prevent some criminals from using this to defraud the state's property.

5. Proof of down payment

This can be said to be understandable. You must apply for a home purchase subsidy after you have purchased a house. In addition, generally speaking, home buyers only think of applying for a home purchase subsidy after they have purchased a house through a bank loan. If they have the financial strength to pay in full, then the home purchase subsidy will be beneficial to them. It makes no sense.

It is worth noting that this subsidy policy only applies to the purchase of commercial housing, not second-hand housing.