전통문화대전망 - 건강 문화 - Is there any state subsidy for in vitro fertilization?
Is there any state subsidy for in vitro fertilization?
The country now provides various subsidies for in vitro fertilization. For example, active-duty military couples who are diagnosed as infertile by relevant institutions can undergo in vitro fertilization free of charge; for some only children who are disabled or die, who have not given birth or adopted children. Families where the woman is over 35 years old and undergoing in vitro fertilization can enjoy a subsidy of up to 30,000 yuan. Of course, since the IVF subsidy policies implemented in each place are different, it is recommended that infertile patients undergoing IVF should go to the relevant local departments for detailed consultation. At present, all infertility costs in my country are not covered by medical insurance, and the cost of in vitro fertilization also needs to be paid out of pocket. However, the money that can be used on the medical insurance card cannot be reimbursed for hospitalization expenses (if there is hospitalization), because this is not hospitalization for a disease. The cost of in vitro fertilization includes drug costs and surgical costs. Since the cost of ovulation induction drugs is high and the external conditions required for egg fertilization and embryo development are high, the cost of in vitro fertilization is also high. Therefore, if infertile couples want in vitro fertilization, In addition to meeting the requirements for your own conditions, you must also consider your own economic strength. At present, the cost of IVF starts in the tens of thousands, ranging from 30,000 yuan to 100,000 yuan, and it is the cost of one cycle. If the first cycle is unsuccessful and requires 2 or 3 times, the cost will naturally increase. This high cost can be said to discourage many ordinary families and give up having children. The fertility rate will also decrease as a result, which is not in line with the national policy of encouraging childbirth. Therefore, in order to encourage active childbearing, various provinces have introduced some subsidy policies for IVF. Legal basis: Article 53 of the "Social Insurance Law of the People's Republic of China"
Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with national regulations. Employees shall not pay maternity insurance premiums. Article 54
If the employer has paid maternity insurance premiums, its employees shall enjoy maternity insurance benefits; the unemployed spouses of employees shall enjoy maternity medical expense benefits in accordance with national regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowances. Article 55
Childbirth medical expenses include the following: (1) Medical expenses for childbirth; (2) Medical expenses for family planning; (3) Other project expenses stipulated by laws and regulations. Article 56
Employees who have any of the following circumstances may enjoy maternity allowances in accordance with national regulations: (1) Female employees are entitled to maternity leave when they give birth; (2) They are entitled to leave for family planning surgery; (3) Legal , other situations stipulated by regulations.
Maternity allowance is calculated and paid based on the average monthly salary of the employees in the employer of the employee in the previous year